I contacted Miriam at a financial and personal turning point financially; I needed to learn for once and for all how to manage household cash flow, and pay down debt. Miriam provided a safe, non-judgmental space in which to work through my priorities for this part of my life. I would highly recommend Miriam, if you are serious about managing cash flow and debt in a no judgement space.

– Former YNAB client

Since 2013, I’ve been using a tool called YNAB. Over a decade later I literally can’t imagine managing my life without it.

As you can see if you poke around my website, I’ve had an eclectic career. I’ve been primarily self-employed and followed my passions through different projects and types of work. While I can give myself a lot of credit for being a self-starter, for working well independently, the primary tool that has made this career possible for me is YNAB. To be clear, they are not paying me for any of these endorsements. In fact, they have never paid me at all, and won’t be paying me in the future (although I have over the years looked at their job postings). Instead, I’m just the kind of person who likes to share something if I love it and it’s working well for me.

When YNAB rolled out their certified coaching course, I decided to join Spring 2023. Since January 2024, I’ve been working with coaching clients to learn YNAB and improve their financial habits.

My goal is to help everyone navigate the tricky world of money management. The more we know about our financial situation, the more power we have to make choices and prioritize the things that are the most important to us. For me, budgeting is not about becoming rich, or retiring early, or hoarding a ton of money. It’s about living a life that I love and making my resources work for me, rather than working for my resources.

Whether you are totally new to YNAB, whether you’ve tried it before and gotten overwhelmed and quit, or you are using it but feel like some extra guidance would help you feel more confident with your financial planning, I’d love to work with you.

Schedule a free 20 minute consult to talk about your goals and see if working together is a good fit. You can also sign up for my free email newsletter where I send one or two emails a month with tips about managing money and using YNAB.

Still have more questions? Check out my FAQ.

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.